KotiCash

Finland’s Only Bonus System for Home Services – KotiCash

You’ve probably collected S Group’s S-bonus or K Group’s Plussa points. Home services like cleaning or renovation are tax-deductible in Finland, but the household deduction has a maximum limit and a deductible.

We want to encourage our customers to use home services when they need them – and earn money back at the same time.

With KotiCash, you can earn cashback in the Kotihandi app from all services, including moving services.

What is KotiCash?

KotiCash is a new reward system that gives you 2.5% cashback on every home service ordered through the Kotihandi app. Your balance increases after each completed service, and you can use it for discounts on future orders, up to 20%.

Automatic – KotiCash is automatically transferred to your account
Valid on all home services – from cleaning to transportation
First in Finland!

How You Save with KotiCash

Viivi orders a monthly home cleaning service from Kotihandi. The cleaning takes 5 hours and costs 45 €/hour.

Labor cost: 5 h × 45 € = 225 € per session
Annual cost: 12 × 225 € = 2,700 € per year

After each cleaning, Viivi automatically receives 2.5% KotiCash in the Kotihandi app to use for her next order.

KotiCash per order: 2.5% × 225 € = 5.63 €

Viivi can use this amount as a one-time discount on the next order, up to 20%.

Annual KotiCash earnings: 5.63 € × 12 = 67.50 €

Since the deductible for the household deduction is 150 €, the benefit kicks in after the second cleaning. Viivi applied for a 35% tax deduction on the labor cost of her yearly cleaning services through the Tax Administration's website.

35% × 2,700 € = 945 € – deductible 150 € = 795 €

Taking into account both the tax deduction and KotiCash savings, Viivi paid only 1,837.50 € for services worth 2,700 €. That means the actual price per session was just 153.13 €!